Financial calculator (BA II Plus–style)
Keypad calculator with TVM keys, P/Y, BGN, cash flows and worked examples. Not a Texas Instruments product and not affiliated with TI.
ENDP/Y=1
FacultyCourseHub · Financial
Stored values
P/Y = 1 · payments at endN
0.00
I/Y
0.00
PV
0.00
PMT
0.00
FV
0.00
Try an example
Key guide
N number of periods · I/Y annual interest rate in % · PV present value · PMT payment per period · FV future value
P/Y switches between 1 and 12 payments per year. BGN switches between payments at the end and at the start of each period. Money you pay out is negative.
About this calculator
This calculator works like the BA II Plus used in finance and accounting courses. Enter four of the five time value of money values (N, I/Y, PV, PMT, FV), press CPT, then press the key you want to solve for.
Formula
PV(1 + i)N + PMT(1 + i·BGN) × (1 + i)N − 1i + FV = 0
- Money you pay out is negative and money you receive is positive, so PV and FV usually have opposite signs.
- Set P/Y to 12 for monthly payments; I/Y stays the annual rate.
- Use BGN for payments at the start of each period, such as rent or leases.
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