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Free calculators

Finance, math, statistics and planning calculators for class and homework. No account needed, and every result shows its inputs so they work on a projector.

Finance & accounting

Financial calculator (BA II Plus–style)

Keypad calculator with TVM keys, P/Y, BGN, cash flows and worked examples.

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TVM solver: N, I/Y, PV, PMT, FV

Solve any of the five keys, with P/Y, C/Y, BGN/END and a period-by-period table.

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Bond calculator: price, yield & duration

Use actual settlement and maturity dates to solve price, yield, coupon, redemption or maturity date, with accrued interest, dirty price, duration and modified duration. Or work in years to maturity.

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Stock valuation: dividend discount and free cash flow models

Constant growth (solve P₀, D, rₛ or g from D₀ or D₁), non-constant growth with a terminal value, and the free cash flow model: value of operations to intrinsic value per share.

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Intrinsic value: non-constant growth and FCF (Vop)

Enter a growth rate for each year; dividends or free cash flows, the terminal value and P₀ are calculated on a timeline, with every step shown.

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Loan payment & amortization

Payment, total interest, extra payments and a downloadable schedule.

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Capital budgeting: NPV, IRR, MIRR, PI, payback

Add as many years as you need. Also NFV, discounted payback and EAA.

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Depreciation: MACRS, straight line, DDB, SYD

MACRS from the date placed in service (any tax-year start), with IRS half-year, mid-quarter and mid-month tables; plus book methods.

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Interest rate converter

APR ↔ EAR for any compounding, including continuous.

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Margin, markup & break-even

Gross margin, markup, break-even units and revenue.

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Math & science

Statistics

Student planning